Implementation
What is an IUL and why is it part of the system?
What is an IUL?
An Indexed Universal Life (IUL) policy is a type of permanent life insurance that offers a death benefit along with a cash value component that grows tied to a stock market index, with downside protection.
It serves as a powerful long-term anchor for wealth building that is:
Tax-advantaged (tax-deferred growth and tax-free access)
Outside the reach of creditors in many states
Self-completing and avoids probate
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